Visit HLB branch for over the counter Promo. This month, Hong Leong is offering 0.65% p.a. Consider this if you're interested in making a 12 to 18 month long deposit. For a more detailed analysis of the best options, consider our guide. The best thing about the bank’s offered promotion is that you can earn 2% p.a. Offer Period: 11 November 2020 to 20 January 2021 Another reason to consider banking with ICBC Step-Up is due to the fact that it's one of the few accounts out there that compounds interest at increments, rather than annually. The second promotion, valid until January 31, offers a promotional rate for both new and existing HSBC Premier and Personal Banking Customers of 0.25 % p.a. Minimum: RM 5,000 Consumers receive up to 1.00% interest for deposits of 36 month tenor, though there's a S$25,000 minimum deposit requirement for tenors longer than 12 months. The Premier deposit offers a welcome gift for new customers who deposit fresh funds into their accounts. Here's the list of the most recent Fixed Deposit promotions. However, given the accessibility and high rates of the promotional offers, it's far better to deposit fresh funds when possible. Currently, you can earn an interest rate of 0.20% for 1 month tenure and 0.25% p.a. Consider this if you want to make a deposit with greater flexibility for withdrawal. While many banks only offer deposits with milestone tenures (3, 6, or 12 months for example), OCBC FD allows consumers to select tenure by the month. for their 6-month FD, but you have to deposit 50% of your FD amount into a CASA as well. This is a great deal if you want to keep well-balanced savings. HLB FD Promotion - Grow and save your money with Hong Leong Bank's FD promotion in Malaysia. Board rates also do not change according to deposit size, which isn't always the case; some other banks heavily favor larger deposits. Get the latest FD rates in Malaysia here. What distinguishes fixed deposits from savings accounts is the limitation on withdrawing money from the fixed deposit account. The site does not review or include all companies or all available products. These high rates make HLF Fixed Deposits a strong option for those investing for at least 12 months with board rates ranging from 0.25% for deposits of up to S$50,000, to 0.45% for deposits above S$50,000. In fact, consumers can earn up to 0.68% p.a. Your money is locked in until it reaches maturity. Sign up for more! Consider this if you're seeking top promotional rates for as little as S$500 deposit. These are quite high promotional rates compared to the current overall market, but consumers must already have a banking relationship with Maybank to qualify, and deposits must be made online (in fact, over-the-counter transactions incur fees). In terms of the time deposit, consumers who deposit at least S$5,000 can earn up to 0.10% p.a. Fixed deposit interest rates can change dramatically with promotional offers, which can make it difficult to keep up with the best rates currently available. ValueChampion is not to be construed as in any way engaging or being involved in the distribution or sale of any financial product or assuming any risk or undertaking any liability in respect of any financial product. The best method to maximise your earnings is to watch out for Citi's excellent promotions and take advantage whenever possible. Citi's current promotional rates are clearly amongst the highest on the market, though they have amongst the highest required minimum deposits to qualify. With ICBC Step-Up Fixed Deposit, interest is earned in cycles, and won't be forfeited if you keep your deposit until the end of that cycle. For example, Bank B advertises an interest rate of 4.28% p.a. Interest Rate:  Up to 2.20% p.a. Minimum: RM 2,000 Maximum: RM 50,000 Tenure: 3 months Offer Period: 1 January 2021 to 31 March 2021 If you are interested in … Investment Returns RM 160.00. Interest Rate (p.a) 1.60%. . Our Covid-19 Safeguard measures implemented at our branches to help protect the well-being of our customers and employees. When you open a fixed deposit account, you agree to deposit money into an account at a financial institution for a fixed time period and interest rate. on investment saes charge of 2% and above, Rates up to 0.68% p.a. 12 months: Please see below for further details, Board rates only, promotions are not displayed. You can choose a bank to invest a certain amount of money with, called a deposit. The first one, valid until 31st of December 2020, offers preferential rates of up to 16.88% p.a. Hong Leong Finance fixed deposit board rates. Hong Leong Bank Fixed Deposit Promotion Coupons, Promo Codes 01-2021. Consider this if you have a very specific deposit tenure in mind. Promo codes is valid for one-time use only. The 2 year tenure compounds every 6 months, with rates of 0.20% for the first cycle, 0.45% for the second, 0.60% for the third and 0.75% for the 4th. The ability to make a big deposit is also key to accessing the Maybank iSAVvy promotion. In terms of ICBC's current promotions, depositing at least S$500 in fresh funds earns up to 0.60% p.a. Hong Leong Scroll down to and click on Page 5 to see more latest Fixed Deposit Promos. In other words, those taking advantage of this offer will earn at least S$80 in earnings, which makes this deposit definitely worth considering. Given that a 5 year deposit earns 0.95% interest without even factoring in a promotion, this is a great option for those seeking long-term placements. While there are no promotions currently offered, if you're already a Maybank customer and feel comfortable with online banking, your long-term deposit could earn a great deal through Maybank iSAVvy Time Deposit. Renew your current FD or place fresh funds via Paynow. This account is also especially competitive, as mentioned, for long-term tenures with small-to-moderate deposits. Want to get the most out of your hard-earned money? for 24 months tenure when they renew or deposit fresh funds via online form or PayNow with a S$20,000 minimum deposit. If you have a very specific deposit tenure in mind, it's definitely worth considering OCBC SGD Time Deposit. interest of 1% for investment sales charge between 1%-2%, or 2% p.a. The second promotion applies to a 24 month tenor, and interest is compounded every six months at 0.4%, 0.8% during the first year and 1.3% and 2.1% during the second, with a minimum deposit of S$5,000. However, SC SGD Time Deposits at board rates are also worth considering, especially if you're looking to deposit funds for a prolonged period of time. There's also only a S$5,000 minimum deposit requirement. Are you interested in the latest Fixed Deposit Promos in Malaysia? with 12 months eFixed Deposit / eFixed Deposit-i Promotion (Until 31 Mar 2021) Placement must be made via via Hong Leong Connect. RHB Bank. with a minimum deposit of just S$1,000, Consider this if you're considering a short-term deposit. to 1.30% p.a. Promotion is applicable for online placement . on a 3-month time deposit with a minimum funds placement of S$30,000. Offer Period: 5 November 2020 to 31 January 2021, Promo:  PB eFD via FPX Campaign Promo code NEWHLB15 entitles Hong Leong Bank credit and debit card users that are first time Klook users to RM15 off with a minimum spend of RM100 on all Malaysia activities. Nonetheless, its interest rates for moderately long deposits are notably above the industry average. for a 36-month tenure–without even factoring in a promotion. Minimum of S$500 for longer tenors. Interest Rate:  Up to 20.21% p.a. Minimum: RM1,000 for 18 months on fresh funds deposit of S$20,000 and up (through online form or PayNow) valid until March 1, 2021. Promotions with highest interest rates shown; lower rates available for shorter tenures and/or smaller deposit placement amounts. Shop www.couponupto.com Best Offers HLB eFixed Deposit allows you to manage fixed deposit accounts online via Connect Online and mobile app. It's worth mentioning that this account is a bit challenging to qualify for (consumers must maintain a S$200,000 balance, S$15,000 monthly salary credit, or have a property loan of at least S$800,000). These promotions change every month or so and can determine just how competitive a fixed deposit investment is. Only select tenures and deposit sizes are featured for reference. This means, at the very least, account holders are set to earn an incredible S$125 in interest. Effective Rate: 6 months: 3.90%p.a. However, the guides and tools we create are based on objective and independent analysis so that they can help everyone make financial decisions with confidence. Consumers can make deposits for as long as 2, 3, 4, and even 5 years (60 months)–most banks limit deposits to 2 or 3 years at the most. Earn attractive bonus interest on top of base interest, with Hong Leong Finance’s (# B2-42) Fixed Savings Account! This means that if you want to deposit RM10,000 into the FD you've also got to deposit RM5,000 into a CASA bringing the total amount deposited to RM15,000. Promo: Exclusive eFixed Deposit Rates Consider this if you're familiar with online banking and want a longer tenure. Consider this if you're open to or already have a savings account with Maybank. ICBC offers some of the best fixed deposit interest rates on the market, both in terms of promotional and board rates. Hong Leong Finance Singapore is having their Free Red Packet Promotion at City Square Mall. Unlike a savings account, you cannot withdraw a fixed deposit before the date of maturity. HLB FD Promotion ... 8 January 2021 to 31 March 2021: 3 months: 2.30% p.a. Offer Period: 1 January 2021 to 30 April 2021, Promo: 2021 Wealth and Fixed Deposit Campaign Consider this if you're making a small deposit of medium to long-tenure. Offer Period: 4 January 2021 to 31 March 2021, Real Property Gains Tax (RPGT) in Malaysia (2021), i-Sinar & 8 Other Things You Can Use Your EPF for, Budget 2020: 16 Things That Might Affect YOU, Financially. for 2 months tenure with a minimum placement of S$5,000. HSBC offers a variety of SGD fixed deposits and promotions according to the account holder's banking relationship: Personal banking, Premier and Advance. All designed to cater for the different needs and lifestyles of the customers. Fixed Deposit-i Promotion. Before you lock up that much in a fixed deposit, make sure you have sufficient emergency funds first. Promo codes are valid for bookings made via Klook's website or mobile app. RM 500. Beyond its promotion, Citibank's Time Deposit offers a broad range of tenures and rates fairly consistent regardless of deposit size. The fact that the minimum requirement is so low and the interest rate is so high makes Maybank SGD Time Deposit the best option for those with small deposits looking for a long-term investment, considering the deposit board rates alone. if they're a Priority Banking client. Promotion Period: Now – 29th February 2020 for 12 months tenor or 0.65% p.a. Consider this if you're planning to opt for a long-tenure deposit. for 24 months on fresh funds deposit of S$20,000 and up (through online form or PayNow) valid until March 1, 2021, Up to 16.88% p.a. 0.20% for 6 months tenor, with a minimum deposit of S$25,000, 0.60% for 12 months tenor with a minimum deposit of S$20,000, Best Fixed Deposit Rates & Promotions in SG, Jan 2021. with a S$5,000 deposit and above in 1 year. 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